Death is a part of life. Yet, it is sort of a no-no subject that stays hush-hush in lots of families across the US. It shouldn't be, though. There are all sorts of things that can claim lives unexpectedly, like auto accidents, unintentional drownings, and plane/helicopter crashes. Of course, humans also have to deal with everyday killers, too, such as heart disease and cancer. Additionally, now, COVID-19 is taking Americans before their time.
Hence, folks should discuss dying and burial insurance to get everything out in the open. It is never too early to start planning for the big day. So, what are you waiting for? Rip the topic off like a band-aid or take it nice and slow. The choice is yours, but please don't avoid the subject altogether. That could cause your surviving relatives much grief in the long run.
What Is Burial Insurance?
Burial insurance is also called final expense insurance. It is a type of coverage that is designed to cover the policyholder's funeral and final expenses. Some individuals refer to the policies as peace-of-mind insurance too. Payouts vary from plan to plan, but they are usually somewhere between $5,000 and $25,000. Applicants often choose burial insurance because of the easy qualification process.
Most companies do not require candidates to pass physicals or medical exams to acquire policies, like with standard life insurance. Instead, individuals only have to answer some questions via phone or the Internet to qualify. Beneficiaries can spend the money as they see fit, which gives them peace of mind. They enjoy knowing that when policyholders leave this world, the deceased parties' final expenses won't wreak havoc on their budgets.
Who Can Get Burial Insurance?
Burial insurance is generally intended for people between the ages of 50 and 85. The majority of insurance companies even cover an array of pre-existing conditions. Thus, if a person happens to have one, they shouldn't be afraid to look into the coverage. There is probably a policy out there for them, and one that can make their final expense worries disappear. Don't hesitate to reach out to our representatives. They will be more than happy to assist you in finding the perfect burial insurance plan.
Average Funerals Aren't Cheap Today
Just in case readers haven't been involved in planning or paying for a funeral lately, let's take a peek at some numbers. According to the National Funeral Directors Association, an average US funeral with vault cost $9,135 in 2019. That price had risen from $8,508 in 2014. Either amount of money is not easy for most households to come up with on any given day, but because of folks losing their jobs because of the pandemic, it can be nearly impossible now. Don't hang your loved ones out to dry with your final expenses by purchasing a burial insurance policy today.
Visit https://burialinsurancenetwork.com to learn about your burial insurance options.