One fact of life we cannot ignore is that no matter who we are the day will come when it ends. While your life insurance policy may pay off your ((blog. State)) house, cars, and kids’ college education did you take into account the cost of what your funeral will take off that total? Burial Insurance is the one insurance that is easy for anyone to obtain and will give you peace of mind that your family will not have to suffer financially to lay you to rest.
Why Add Burial Insurance?
Burial insurance is also known as funeral insurance or final expense, but no matter what you choose to call it, it is a policy that is designed to cover all the costs that arise from your death to the final rest. These include:
- Pays off funeral and burial expenses
- Life insurance coverage can be used for other needs
- Pre-existing medical conditions or disabilities qualify
- No medical exams required
- Quick and easy coverage
- Low monthly premiums
- Does not expire as long as premiums are current
Many burial insurance companies also will not ask about disabilities. They do not care if you are on SSDI. Unlike traditional life insurance, your disability will not impact your ability to secure an affordable burial insurance plan.
What Does Burial Insurance Cost?
The cost of your burial insurance will be determined as to what type of funeral you want to have. The average funeral in the United States costs between $7,000 and $10,000 and continues to rise every year. Most burial insurance policies will allow you to purchase up to $50,000 of coverage. Keep in mind, the higher the coverage, the higher the monthly premium. It is also important that once you determine what type of funeral you want, that you also shop around to get the best burial Insurance by talking to several different companies. Burial insurance has another advantage. It allows you to plan and let the funeral home know what you would like and how you wish to be interred. This will save your grieving family the grief and stress of planning a funeral last minute and arguing over what you would have wanted.
Burial insurance, like life insurance, is not an easy subject to think or talk about. However, the best way you can care for your ((blog, State)) family is to make sure your business is in order to save them more grief and pain than they already are experiencing. When it comes to your final expenses and insurance, you need a company like Total Insurance Solutions (TIS) in ((blog. State)). We strive to find you the best carrier for the best price, understanding that this is a difficult but necessary task. We truly listen to our clients’ needs and work hard to find you the insurance you need at a reasonable price. You deserve the peace of mind that comes with knowing your family and your final wishes will be taken care of when the time comes. Check out our website ((blog. website_url)) to learn more.