Some Hard Decisions Are Ahead

Some Hard Decisions Are Ahead

Here in , people are now adjusting to the new reality that the COVID-19 is in every part of the country, and our lives may never be the same again. What was once a distant news story about contagion is now a global pandemic. For Americans, this is one of the most challenging, once-in-a-century experiences we are facing.

Tragically, for people that live in , it also means that some tough choices are going to have to be made. Those choices may even have to be made far sooner than we would like. This is why it is essential to start thinking about burial insurance as a way to ease the burden of loved ones.

A Time Of Loss

Unfortunately, the USA is beyond the point where the COVID-19 virus can be safely contained. The result is that a considerable part of the population in all states, beyond the age of 50, and especially if there are underlying medical conditions, such as respiratory issues, are more vulnerable. The USA is about to experience a surge in deaths in older demographics.

For family members, this is going to be a stressful time they will be sharing many other Americans. While the elderly loved ones with medical conditions are the most vulnerable, different age ranges can also be affected. One of the best ways to deal with this situation is to start thinking ahead.

Burial Insurance Can Help

Burial insurance is a particular type of financial protection. This policy releases funds only for burial arrangements, unlike life insurance, which, upon payment, can is essentially cash that can be used for any purpose. Because of the very specific use that burial insurance has, it is typically easier to get than life insurance, which often requires a medical exam.

Burial insurance can sometimes even be coordinated with advanced planning for funerals. Cremation or burial wishes, such as a coffin, can be “locked-in” ahead of time. This can make a massive difference to a family’s experience when a loss occurs.

How It Helps

Burial insurance is a huge help to a family in a difficult time in two ways. The most important is that it releases the financial burden of burial from the family. Under normal circumstances, when a death occurs, financing the funeral is either an “out of pocket” cost for the survivors, or must be paid for with assets from the will.

The other important advantage is that this gives one less thing to stress about for the family. When a death occurs, grief and trauma are a normal part of the process, and that plays poorly with the logistics and organization required to arrange for funeral financing or funeral arrangements in general.

With burial insurance, and proper advance planning, any surviving family members in , can focus on family well-being first, rather than having to take on administrative and financial considerations at the worst possible time.

If you’d like to make sure that your family doesn’t have to face these painful experiences when they are feeling vulnerable, we can help. Contact, and we can help you get the burial insurance that can ease the burden for everyone.